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Deliberate Dumbing Down of America
Stupid In America
College Education Is The Biggest Scam In US History!
Don't you wish that someone had told you the truth before you went to college? College has become a giant money making scam that is designed to drain as much money out of students and parents as possible? College can be a profitable endeavor if you pick your field of study wisely, if you can get someone else to pay for at least some of it and if you can actually get a good job in that field when you graduate. But most high school students are never told to weigh the pros and the cons before they run off to college. The typical high school student is simply told to get into the "best school" that he or she can and to take out whatever loans are "necessary" to pay for that education. Our high school students are assured that those student loans will be paid back easily once they get "good jobs" following graduation. But the truth is that there are some other things that high school students should be told before they go off to college as well. They should be told that student loan debt can cripple them financially for decades. The quality of education at most U.S. colleges and universities is a total joke. Most college graduates do not get a "good job" once they graduate these days. After they receive their diplomas they are likely to end up flat broke, waiting tables and living with their parents.
If we would just be honest with our high school students ahead of time, it would save many of them a whole lot of pain later.
Higher education is not necessarily a bad thing. But these days when it comes to higher education the goal should be to get as much for your money as you possibly can. You don't want to end up spending four years of your life and paying hundreds of thousands of dollars for a degree in "art history" or "political science." If you are going to get a college degree, choose a field that will actually advance your career and try to spend as little as you can. Unless you have wealthy parents who can pay for it all, the goal should be to make as big of a profit on your education as possible.
Unfortunately, most young Americans are not told the truth and they end up falling for the scam and many of them end up as debt slaves for decades.
#1 A college education has become insanely expensive. Over the past 30 years, the cost of college tuition in the United States has tripled. One father down in Texas says that he will spend a total of about 1.5 million dollars on college expenses for his five daughters before it is all said and done.
#2 As costs have risen, so has student borrowing. Sadly, U.S. college students are now borrowing about twice as much money as they did a decade ago after adjusting for inflation.
#3 Unless you have a wealthy parent, there are some schools that should be avoided like the plague. In the United States today, there are dozens of schools where tuition, room and board total more than $50,000 a year, and only a handful of those schools provide a top notch education.
#4 Our parents and our grandparents paid far less for their college educations than we do today. Back in 1952, a full year of tuition at Harvard was only $600. Today, it is over $35,000.
#5 The college textbook industry has become a gigantic money making scam. It is now common for many college textbooks to be priced well above $100, and overall the cost of college textbooks has tripled over the past decade.
#6 At the end of your education, your diploma will likely come with a debt burden which will hang around your neck for many years to come. In 2010, the average student loan debt burden at graduation was $25,250.
#7 Student loan debt is one of the greatest debt bubbles the U.S. has ever seen. In fact, student loan debt in America has grown by 511 percent since 1999.
#8 Americans now owe more on their student loans than they do on their credit cards. In fact, the total amount of student loan debt in the United States recently surpassed the one trillion dollar mark.
#9 People that pursue advanced degrees can pile up absolutely enormous amounts of student loan debt. According to the Federal Reserve Bank of New York, approximately 167,000 Americans currently have more than $200,000 of student loan debt.
#10 The student loan default rate in the U.S. is rising to unprecedented heights. In fact, the student loan default rate has nearly doubled since 2005.
#11 All over America, websites are connecting young college students desperate for college cash with "sugar daddies" that are willing to make a "contribution" to college education in exchange for some "companionship". The following is from a Huffington Post article about this disturbing trend....
On a Sunday morning in late May, Taylor left her Harlem apartment and boarded a train for Greenwich, Conn. She planned on spending the day with a man she had met online, but not in person.
Taylor, a 22-year-old student at Hunter College, had confided in her roommate about the trip and they agreed to swap text messages during the day to make sure she was safe.
Once in Greenwich, a man who appeared significantly older than his advertised age of 42 greeted Taylor at the train station and then drove her to the largest house she had ever seen. He changed into his swimming trunks, she put on a skimpy bathing suit, and then, by the side of his pool, she rubbed sunscreen into the folds of his sagging back -- bracing herself to endure an afternoon of sex with someone she suspected was actually about 30 years her senior.
#12 Once you start college, there is a very good chance that you will not finish. Federal statistics reveal that only 36 percent of the full-time students who began college in 2001 received a bachelor's degree within four years.
#13 At most U.S. colleges and universities, the quality of the education that you will receive is rather poor. Just check out some numbers about the quality of college education in the United States from an article that appeared in USA Today....
-"After two years in college, 45% of students showed no significant gains in learning; after four years, 36% showed little change."
-"Students also spent 50% less time studying compared with students a few decades ago"
-"35% of students report spending five or fewer hours per week studying alone."
-"50% said they never took a class in a typical semester where they wrote more than 20 pages"
-"32% never took a course in a typical semester where they read more than 40 pages per week."
#14 The good news is that you will have more free time in college than you have ever had before. One survey found that U.S. college students spend 24% of their time sleeping, 51% of their time socializing and 7% of their time studying.
#15 You are probably not going to be able to find a good job when you graduate. Last year, a staggering 53 percent of all U.S. college graduates under the age of 25 were either unemployed or underemployed.
#16 After you leave college, you are much more likely to get a crappy job than you are to get a good paying professional job. The following is an excerpt from a recent CNBC article....
In the last year, they were more likely to be employed as waiters, waitresses, bartenders and food-service helpers than as engineers, physicists, chemists and mathematicians combined (100,000 versus 90,000). There were more working in office-related jobs such as receptionist or payroll clerk than in all computer professional jobs (163,000 versus 100,000). More also were employed as cashiers, retail clerks and customer representatives than engineers (125,000 versus 80,000).
#17 If you think that you will be able to "beat the odds" and land the job of your dreams once you graduate from college, perhaps you should consider these numbers....
-In the United States today, approximately 365,000 cashiers have college degrees.
-In the United States today, 317,000 waiters and waitresses have college degrees.
-In the United States today, there are more than 100,000 janitors that have college degrees.
#18 College does a very poor job of preparing people for the "real world". In fact, one poll found that 70% of all college graduates wish that they had spent more time preparing for the "real world" while they were still in school.
#19 Once you graduate from college, there is a really good chance that you will be moving back home with Mom and Dad. One recent poll discovered that 29 percent of all Americans in the 25 to 34 year old age bracket are still living with their parents.
After NIA's release of 'College Conspiracy' on Saturday, May 14th, over 340,000 people have watched the documentary in its first six days of release, with many thousands of Americans tweeting about the movie on Twitter and sharing the movie on Facebook. Because of your help in spreading NIA's message, the New York Times finally felt compelled to admit the truth and write a cover story Thursday morning discussing some of the facts that NIA exposed in 'College Conspiracy'. Bloomberg, NBC News, the Washington Post, and many other mainstream media outlets, also came out with their own reports in recent days exposing some of the facts from 'College Conspiracy'.
According to the New York Times article, only 56% of college graduates in 2010 were able to get a job by this spring (2011), compared to 90% of the graduates in years 2006 and 2007. Only half of those finding a job, found a job where their degree was required. The median starting salary for college graduates last year was $27,000, down 10% from the $30,000 starting income in years 2006 to 2008.
'College Conspiracy' will debunk many myths, including the belief that Americans with college degrees earn $1 million more in lifetime income compared to high school graduates without a college degree. The most important basic fact that most Americans don't understand about 4-year colleges is that most Americans spend 6 years attending them before graduating. With U.S. tuition inflation for private colleges averaging 5.15% over the past half a decade, assuming this same rate of tuition inflation continues, a college with tuition of $30,000 today will have tuition of $38,563 in the sixth year a student attends it. In 'College Conspiracy', NIA analyzes the total cost to attend college by factoring in not just rapidly rising tuition expenses, but also the interest payments on student loans, and the lost income that college students would have earned if they worked at an average entry-level job that doesn't require a college degree.
NIA's investigation has determined that the organizations that helped create and promote the $1 million in additional income myth, included General Equivalency Diploma (GED) recipients as being high school graduates. The truth is, GED recipients are not real high school graduates and they are being used to unfairly skew down the average income of high school graduates without a college degree. This has the effect of artificially inflating the amount of additional lifetime income that college graduates earn over high school graduates. 'College Conspiracy' will show the real numbers that never get discussed in the mainstream media.
The college-industrial complex has created not only myths, but outright hoaxes, in order to scam American students into becoming indentured servants for life. Three years ago when 15 new pharmacist schools were about to open in the U.S., the college cartel bribed economists to come out with phony research reports showing that the U.S. was experiencing a huge shortage of pharmacists. The reports said that 150,000 new pharmacists would be needed in the U.S. by 2020 due to the aging babyboomer population and a huge boom in 24-hour pharmacies being built nationwide. Today, NIA is receiving reports of pharmacies on the east coast receiving 300 applications for each new pharmacist job opening.
As NIA will show in 'College Conspiracy', the value of a college degree today is close to zero, with some degrees being more worthless than others. One of our many expert guests in 'College Conspiracy' is Gerald Celente, editor of The Trends Journal at http://www.trendsresearch.com. According to Mr. Celente, colleges are handing out "degrees in worthlessness" in social studies, philosophy, art history, women's studies, minority studies, foreign affairs, public administration, corporate management, and marketing. Instead of getting deeply into debt and wasting many years of your life to obtain a "degree in worthlessness," NIA believes more Americans should seek to become an apprentice under someone who is highly qualified and experienced in their field of interest.
All parts of the college education industry are saturated with corruption, yet students and their parents still fail to realize that college administrators no longer care about what is in the best interest of their students. One segment of the college education industry that is perhaps the most highly enriched with corruption is the textbook business. In a high-tech world of Kindles and iPads, there is no reason for students to be spending $200 each on eight new textbooks each semester. The information should come free with the cost of tuition.
Twenty years ago, $200 was enough to buy all of the required textbooks for an entire year of college. If the free market was allowed to operate, there would be a vibrant market for used textbooks and $200 would still be enough to purchase a year's worth of textbooks. However, in what can be described in no other way than collusion, colleges today are accepting kickbacks from book publishers to force students to buy "custom" textbooks that are created for that specific college. Some of these custom textbooks include special codes inside that students need in order to do their homework online. Each semester, the book publishers release new slightly revised versions of each custom textbook. This makes old textbooks practically worthless and steals from the wealth of students.
We need to begin teaching our youth from a very early age that the key to having a successful career is not attending college, but is thinking outside of the box. Since it is now possible to acquire used college textbooks for practically nothing, instead of getting deeply into debt to attend college for a degree that is worthless because everybody else has one, students should acquire college textbooks in the field of their choice and begin reading them. Students who are motivated with a strong desire to build a successful career can self-educate themselves. Most college professors failed to make a living in the field that they teach, which is why they became professors. Therefore, students are not missing out on anything by not having a professor there to teach them the same information they can learn on their own.
High schools in America have become nothing other than infomercials for higher education. All across the country, high schools have been eliminating shop, home economics, and art classes. Any type of class that teaches students how to produce something real and tangible is apparently not good enough to be a part of high school curriculums anymore. NIA believes high schools went in the completely wrong direction. Instead of eliminating classes that teach very important lifelong skills, high schools in the U.S. should be adding classes that teach the basics regarding plumbing; electrical work; sewing; computer, television, and cell phone repair; and construction. Students who gain these basic skills will be best positioned to perform valuable services during hyperinflation that can be exchanged for goods or other services.
Not only do high schools waste students' time by teaching them courses they will never need to have knowledge about in the real world, but colleges force students to take courses that have nothing to do with their major. There is absolutely no rational reason for a student majoring in electrical engineering to be required to take classes in history, humanity, sociology, and economics. It is because of these worthless courses that it takes some students six years to graduate college and learn what they could have learned in just one year of self-education. Instead of getting deeply into debt for five wasted years, self-educated students can be working at an entry-level job during those five years where they accumulate valuable work place experience.
Although many Americans are spoiled nowadays and consider entry-level jobs to be beneath them, NIA believes Americans need to realize that with or without a college degree, they should be happy, grateful, and appreciative to have any job in today's economy. The fact of the matter is, 60% of college graduates since 1992 are now employed in positions that the Bureau of Labor Statistics (BLS) considers to be "low skilled." Meaning, for the majority of college graduates, they didn't need their college degree to get the job that they have today.
NIA's President Gerard Adams is in regular contact with the CEOs of over one hundred large multi-million dollar corporations and only about a dozen of them are hiring at this time. Of the dozen or so companies that are hiring, 100% of them are choosing who to hire based entirely on their experience and passion for the work that they do. None of them care one iota about whether or not the applicant has a college degree. Shockingly, several CEOs recently told Mr. Adams that in today's world, those who didn't attend college are actually more likely to stand out from the crowd.
Please tell all of your family members and friends to become members of NIA for free immediately at http://inflation.us so that they along with you can be among the first to see 'College Conspiracy.'